Financial Information for F-1 students

Because the U.S government requires international students to show proof of their ability to pay for their program of study and time spent living in the U.S., Jefferson also requires students to submit this proof to JCTC as well.

Applicants must submit evidence that there are sufficient funds immediately available for the first year of study and that there will be sufficient financial support adequate for the entire program of study. The entire program of study is estimated to take three years, if the student is enrolled for 12 credit hours per semester and does not take summer classes. Please note that F-1 students must take a minimum of 12 credit hours every semester but are not required to take summer classes.

Estimated Expenses: Tuition, Books, and Fees:

• Tuition: $490 X 12 credit hours X 2 semesters = $11,760 (12 credit hours are required each semester)
• Books: $400 semester X 2 semesters = $800
• Fees: $40 X 2 semester = $80
• Total: $12,640.00

Living Essentials:

• Room & Board: $6952
• Personal: $800
• Transportation: $2020
• Total: $9772.00
• Grand Total: $22,412.00

Tuition Expenses

• F-1 students pay non-resident tuition.
• The estimated cost per credit is $490 for the 2012-2013 academic year.
• One academic year’s tuition cost is, therefore at least $11,760.
• Tuition is subject to change at any time.
• There is also a $40 college fee each semester charged to all students.
• Tuition and fees must be paid at the beginning of each semester. 

Books and Fees

• The cost of books and student fees is estimated as $400 per semester.
• One year of books and fees is $800. This is just an estimate.
• The actual cost of books may vary according to subject and the number of classes in which you choose to enroll.

Student Health Insurance

• Students are not required to purchase health insurance.
• However, the school very strongly recommends that students purchase a comprehensive health insurance policy.

Housing Expenses

• Jefferson Community and Technical College does not provide student housing.
• All students are responsible for making their own housing arrangements.
• Students generally have no difficulty finding apartments near the college campus.
• The College estimates the cost of room and board for one academic year at $6,952.
• This is only an estimate. The real cost of your housing expenses will depend on the housing arrangements you make.

Living Expenses

• It is difficult to estimate the expense of living as a student in Louisville because expenses will vary according to students’ individual tastes, habits, and the actual cost of living.
• However, the College estimates personal and transportation expenses during one academic year to be $2,820.
• This estimate does not include the cost of airfare or the purchase of an automobile.

Dependants

• If you plan to bring your spouse or child with you to the United States, you must submit financial support documentation for an additional $4,000 for your spouse and $2,000 for each child per year.
• Your spouse and child each must have a form I-20 in order to accompany you.

Plan ahead

• Education in the U.S. is expensive.
• Please think carefully about the expenses that you will be responsible for and be sure you can afford them.
• All international students pay the out of state tuition rate (for non-Kentucky residents).
• Federal financial aid is not available for international students.
• JCTC does not have any scholarships specific to international students. Some of these scholarships have eligibility requirements that international students will NOT meet, however other are broader in their requirements. Scholarships are usually given for one semester, or maybe two.