As a student loan borrower it is important for you to understand your rights and responsibilities.
Once you are no longer enrolled in at least six credit hours, you will have a repayment grace period during which time you may choose to repay your loan without penalty, choose a repayment plan, be notified by your loan servicer of your repayment date, and to update any changes to your address and other contact information to you loan servicer.
The information on this page is designed to help you begin the loan repayment process. Additional information may be found at studentloans.gov/. Here are some links to help guide you to a successful repayment plan.
Failing to repay your student loan will result in default. This can bring severe consequences to the borrower including the following:
Review the information below on how to stay out of default by choosing the repayment plan that works for you.
For assistance, please call 855-246-5282 (855-2GO-JCTC) or visit our Student Service Center online.